How Prepared Are You for Retirement?

1. Are You On Track for Retirement?
Your projected balance gives you a snapshot of whether your current savings and time horizon are aligned with your retirement goals. If the number falls short of what you'll likely need to maintain your lifestyle, it signals an opportunity to adjust your plan. If. you're on pace--or ahead--it confirms that your strategy is working and helps your stay confident in your financial direction.

2. How Your Contribution Impact Growth
Small, consistent contributions--monthly or annual--make a dramatic difference because the compound overtime. Increasing your contribution even slightly can significantly raise your future balance. The calculator shows how every additional dollar your save today continues working for you year after year.

3. How Changes in Your Return Rate Affect Your Future Balance
Your expected rate of return plays a major role in long-term growth. A higher return rate accelerates how quickly your savings compound, while a lower return slows your progress. By adjusting the return rate, you get a clearer understanding of how different investment strategies--or varying market conditions--may affect your retirement outcome.